Retirement Plans

Retirement Plans 
           

Since many of us are living longer, healthier lives, retirement planning has become the number one financial concern among Americans. Through the Tycor Guidance System®, we provide valuable assistance when it comes to achieving your business and personal retirement goals.  Our experienced staff of professionals can help you sort through the variety of retirement plan choices and narrow the list to find what works for you.

Tycor’s Retirement Plan Services:

Plan Design and Implementation

Investment Programs

Administration

Employee Communication

Distribution Planning

Retirement Plan Assessment

Representation for IRS/DOL Audits

We provide Experience in all plan types:

 401(k)

403(b)

Profit Sharing

Money Purchase Pension

Target Benefit

Defined Benefit

Simple / S.E.P.

Supplemental Executive   

Cash Balance              

A. Plan Design

All retirement plans are not created equal!  While 401(k) plans are very popular, there are many types of plans to consider.  That is why it is important to be aware of all your options and make informed decisions.

The Tycor Guidance System® can help you determine the appropriate plan to help meet your objectives.  Through careful analysis, we can show you  why one plan, or combination of plans, may be more suitable for your business or personal needs than another.

B. Administration

If you have been frustrated by automated phone systems, long holds and being turned away without the help you were seeking, you will find Tycor’s approach to client service refreshing.  We pair you with an experienced person from our administrative team.  Your Tycor representative will be available to answer your questions, address your concerns and prepare signature ready IRS forms and schedules for your plan.

We require our pension administrators and consultants to complete annual continuing education courses, to help ensure they are always up-to-date on the latest in retirement plan design and administration.

C. Investments

Whether you plan to control investment decisions, or allow participant direction of investments, our licensed investment professionals have access to a wide variety of investment choices and can help determine which are tailored to fit your long-term needs.

We can assist you in developing an Investment Policy Statement, and help the Trustee in selecting and monitoring the investments.  We conduct meetings for your employees to help ensure they are equipped with the tools and knowledge to determine their risk profile and asset allocation* needs.

*Asset Allocation does not guarantee against loss.  It is a method used to help manage investment risk.